:root{--ink:#182332;--muted:#5d6875;--paper:#fbfaf7;--card:#fff;--line:#e4e0d8;--accent:#1b5dbf;--deep:#112945;--warm:#f4eee5;--warn:#fff8e8}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:var(--accent)}.wrap{max-width:1120px;margin:auto;padding:0 24px}.top{background:var(--deep);color:#fff;font-size:12px}.top .wrap{padding-top:7px;padding-bottom:7px}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:18px;padding-bottom:18px;border-bottom:1px solid var(--line);background:#fff}.brand{text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:.06em;font-size:20px}.links{display:flex;gap:16px;flex-wrap:wrap}.links a{text-decoration:none;color:#35404c;font-size:13px}.hero{padding:60px 0 46px;background:linear-gradient(180deg,#f6f1e9,#fbfaf7)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800;color:#8a5a33}h1{font-family:Georgia,serif;font-size:clamp(40px,6vw,66px);line-height:1.05;margin:.22em 0}.lede{font-size:18px;color:#4f5964;max-width:820px}.section{padding:44px 0}.grid2,.grid3{display:grid;gap:16px}.grid2{grid-template-columns:repeat(2,1fr)}.grid3{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:21px}.subnav,.coursebar{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}.subnav a{padding:7px 11px;border:1px solid var(--line);border-radius:999px;text-decoration:none;background:#fff;font-size:13px}.coursebar a{padding:11px 15px;border-radius:9px;text-decoration:none;font-weight:700;background:var(--accent);color:#fff}.breadcrumbs{padding-top:18px;font-size:13px;color:var(--muted)}.breadcrumbs a{text-decoration:none}.notice{background:var(--warn);border:1px solid #ead8a5;border-radius:14px;padding:18px 20px;margin:24px 0}.small{font-size:12px;color:var(--muted)}.article{max-width:820px}.article h2{font-family:Georgia,serif;font-size:34px;line-height:1.15;margin-top:42px}.article p,.article li{color:#414b57}.cta{background:var(--deep);color:#fff;border-radius:20px;padding:28px}.cta p{color:#d9e4ef}.listgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.listgrid a{display:block;padding:13px;border:1px solid var(--line);border-radius:12px;background:#fff;text-decoration:none}.related{margin-top:36px;padding-top:28px;border-top:1px solid var(--line)}footer{margin-top:44px;border-top:1px solid var(--line);background:#fff}.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:24px;padding-top:32px;padding-bottom:22px}.disclosure{font-size:11px;color:#6a7178;max-width:960px}@media(max-width:850px){.grid2,.grid3,.foot{grid-template-columns:1fr}.listgrid{grid-template-columns:1fr 1fr}.links{display:none}}@media(max-width:480px){.listgrid{grid-template-columns:1fr}.wrap{padding:0 18px}}

/* HrtX24 V2 conversion-focused additions */
.benefitbar{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:26px 0 18px}
.benefit{background:#fff;border:1px solid var(--line);border-radius:13px;padding:15px 16px}
.benefit strong{display:block;font-size:14px;margin-bottom:3px}
.benefit span{display:block;font-size:12px;color:var(--muted)}
.trustline{display:flex;gap:9px;flex-wrap:wrap;margin:18px 0 8px}
.trustline span{display:inline-block;background:var(--soft);border:1px solid #dbe6f4;border-radius:999px;padding:7px 11px;font-size:12px;font-weight:700;color:#30475f}
.salesintro{font-size:18px;color:#3f4a56}
.compact-note{margin-top:38px;padding:16px 18px;border:1px solid var(--line);border-radius:12px;background:#fff;font-size:12px;color:var(--muted)}
.featuregrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.feature{background:#fff;border:1px solid var(--line);border-radius:16px;padding:21px}
.feature h3{margin:.1em 0 .35em}
.checks{padding-left:20px}.checks li{margin:8px 0}
.location-callout{background:var(--warm);border:1px solid var(--line);border-radius:16px;padding:24px}
.bigcta{padding:38px;border-radius:22px;background:var(--deep);color:#fff}
.bigcta h2{color:#fff;margin-top:0}.bigcta p{color:#dae5ef}
@media(max-width:850px){.benefitbar,.featuregrid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.benefitbar,.featuregrid{grid-template-columns:1fr}}

/* TRUE FINAL V3 — conversion-first geo content */
.geo-intro{font-size:18px;color:#44505c;max-width:820px}
.geo-band{background:#f7f3ec;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:28px 0}
.geo-statgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.geo-stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}
.geo-stat strong{display:block;font-size:14px}.geo-stat span{font-size:12px;color:var(--muted)}
.geo-section{padding:38px 0}
.geo-section h2{font-family:Georgia,serif;font-size:34px;line-height:1.18;margin-top:0}
.geo-callout{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}
.geo-links{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.geo-links a{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 14px;text-decoration:none}
.subtle{color:var(--muted);font-size:13px}
@media(max-width:850px){.geo-statgrid{grid-template-columns:1fr 1fr}.geo-links{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.geo-statgrid,.geo-links{grid-template-columns:1fr}}

/* FINAL V4 full geography navigation */
.geo-links.full-list{grid-template-columns:repeat(3,1fr)}
.geo-links.full-list a{min-height:44px;display:flex;align-items:center}
.geo-list-note{margin:0 0 18px;color:var(--muted);font-size:14px}
@media(max-width:850px){.geo-links.full-list{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.geo-links.full-list{grid-template-columns:1fr}}

/* Long-form geography quality layer */
.longform{max-width:920px}.longform h2{margin-top:42px}.longform h3{margin-top:28px}
.longform p{line-height:1.78}.learning-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;margin:22px 0}
.takeaway-list li{margin:10px 0}.reference-box{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:34px}

/* TRUE FINAL U.S. long-form content layer */
.longform{max-width:940px}.longform h2{margin-top:40px}.longform h3{margin-top:24px}
.longform p{line-height:1.78}.learning-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;margin:22px 0}
.takeaway-list li{margin:9px 0}.reference-box{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:34px}
.link-stack{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.link-stack a{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:13px 14px;text-decoration:none}
@media(max-width:700px){.link-stack{grid-template-columns:1fr}}